The article asks and answers the question of who pays when an uninsured person goes to an emergency room for treatment.

The article looks at the rise in the cost of insurance to employers and notes that the smaller the number of people who are insured, the higher the premiums will be. Premiums only fall if more healthy people are insured.

The article looks at the latest statistics from the U.S. Census Bureau showing the number of people who do not carry health insurance.

The article reflects on a recent news item confirming that women are asked to pay premiums for medical insurance up to 50% higher than men for the same cover.

The article looks at the problems in finding the right family health insurance policy and advises on a cost-benefit approach to find the best value policy.

The article looks at the problems many families now face when seeking affordable health insurance and suggests a basic strategy for saving money.